June 20, 2016 Meeting Bulletin

 
June 20, 2016 Meeting Bulletin
 
Rotary Minutes 
June 20, 2016
 
President Chris opened the meeting at 12:10p.  After the Club recited the Four Way Test,  Bob Kenning led the Club in singing America.  Dave Zimmer gave the invocation informing the Club that there are 28 sites offering invocations.
 
Alicia Green sold luncheon tickets.   Bryan Frank sold raffle tickets (Dave Underdown won the $11 daily pot; no one won the $81 card draw).  Vic Pooler greeted.    Joe Bauman acted as Sheriff.  Bob Kenning gave a large donation in honor of his 70th wedding anniversary.  President Chris led the club is singing Happy Birthday to Pat Grady.  
 
President Chris and Joe Bauman honored Vic Pooling for being a Paul Harris plus one. Dave Underdown announced that the reading program at Own School has been suspended for the summer.  Bill Roy asked for someone to help with a main course for Hope Warming Center this Wednesday.  Nave is collecting dues. The District 6380 Meet the Governor Party will be held Wednesday, June 29th at the Detroit Yacht Club.
 
Chuck Gosh offered many hints for optimizing the use of a PC including:
  1. Use Google Chrome rather than Internet Explorer
  2. Have a second email account at Yahoo.com to conduct purchases so your main account does not become cluttered
  3. Use Incognito.  Transactions disappear
  4. Use Avast.  It is a free antivirus
  5. Use Spybot to get rid of Spyware
  6. Install GWX to get rid of annoying Windows 10 messages, and
  7. Use a complex password such as the first 8 letters of a favorite saying plus two or three numbers plus a symbol such as an exclamation point.
Frannie Greenebaum introduced Johnathan Citrin (and Kathy Zakaria, his Business Manager) from the Citrin Group.  Mr. Citrin said he characterizes the financial market as a conversation in the language of money.  We can’t control it; at best we can describe it.  We can only predict it, like the weather, as probabilities, meaning everyone is going to suffer some losses.  Losses cause pain and self-doubt but it shouldn’t as there is no gain without risk but then, the greater the risk, the greater the reward and also the pain.  Professionals measure return vs. risk by means of the Sharpe ratio.  Everyone can calculate their own Sharpe ratio to see if it matches their comfort level and expected market gains.
Next week’s speaker will be President Chris’ Year-end Wrap Up.  
 
The meeting adjourned at 1:05p with a rousing version of Smiles.
 
Respectfully submitted,
George Stern