President Dave opened the meeting at 12:15p to a thunderous welcoming ovation.  After the Club recited the Four Way Test, Bob Kenning led the Club in singing America the Beautiful.  Kavla Thompson gave the invocation.  Frannie Greenebaum introduced her neighbor, Brian Kepes, who is running for Bloomfield Township Treasurer.

Regan Gilshire sold luncheon tickets.   Matrie Dowler sold raffle tickets (Shirley Bryant won the $11 daily pot; no one drew the three of diamonds).  Charles Wickins greeted.    John Mucha acted as Sheriff. 
 
Pat Grady honored George Googasian and Fayth Kakos with Community Service Awards, given jointly by the Groves High School PTSA and Birmingham Rotary.  He recited their many activities.
 
Chris McLogan gave a two-minute update on the state of the housing recovery.  He said the fundamentals of the economy are strong with mortgage delinquencies declining.  There is still pent up demand although sales at the upper end of the market are slowing.
Bryan Quinn exhorted all Rotarians to give $100 every year to the Rotary Foundation. 
 
Linda Hatfield passed around sign-up sheets for various Rotary committees.  Marsha Kovaks reminded everyone that the Club will be at Hope Warming Center on July 26th.  Linda Hatfield reminded everyone that Third Thursday will be on July 21st at The Bird and the Bread from 4p until 7p (note earlier commencement).  The Board will meet on Wednesday, July 20th at the BAC.  All are welcome.
Ryan Quinn introduced Marc K Nakisher, a friend of ten years who specializes in Estate Planning as principal of the Nakisher Law Firm and enjoys participating in Iron Man contests.  Marc said estate planning starts with a will; everyone should have one.  Everyone should create a Trust in which to place assets such as a house, IRAs, Stocks and Bonds and other financial assets and Life Insurance policies.  It keeps those assets private by avoiding disclosing them in probate.  It also reduces probate cost which is usually 2-3% of assets.  Everyone should have a Durable Power of Attorney to handle financial and health care issues in case of personal disability.  And everyone should have a HIPAA to allow hospitals and financial institutions to share personal information with those entrusted to care for us when we can’t.  
 
Next week’s speakers will be Jeff Hampton and Brian Bach from Toastmasters.  
 
The meeting adjourned at 1:10p with a rousing version of Smiles.
 
Respectfully submitted,
George Stern
 
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